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Funding

The Signing

When the lender is ready to “close” your loan, or “fund” it, your real estate agent and your mortgage broker will have you sign the final loan documents. Signing will typically take place in front of a notary or an escrow officer. Ask your mortgage broker if there is anything you need to do to prepare for this, such as bringing a photo ID or perhaps a cashiers’ check if you are purchasing real estate. Allow yourself enough time to review the documents for accuracy.

If funds are being wired: “Wiring instructions” direct the electronic transfer of money between financial companies. If possible, arrange to have the wiring instructions in place ahead of time and checked for accuracy by both the sender and recipient of the wire. It is critical that these instructions be exact, and even so, delays are all too common.

Congratulations!

Your mortgage broker will probably call you to confirm that the money has been transferred and the loan has closed. Always follow up with a phone call to confirm that your loan funds went where they were supposed to go. It is a good idea to keep records of this critical phase of the transaction once completed.

Banner real estate

Hello and Welcome from the partners and agents of Banner Real Estate! Our company has been serving the real estate needs of Shasta County and the surrounding area for over 40 years. We are a locally owned company with 15 partner owners and several sales agents with an average 20+ years of Real Estate experience. Banner Real Estate has a long-held reputation for providing knowledgeable and professional real estate services to its buyers and sellers. For the past several years our Company has had sales totaling over 60 million dollars annually.

Banner Real Estate is the local listing broker for all HUD HOMES for Northern Tehama, all of Shasta, and Trinity Counties. If you are buying or selling real estate in our area, one of our skilled real estate agents and brokers are always available to assist you. At Banner, we believe in "Excellence and Personal Services". So, come to the Castle, where you will be treated Like Royalty!!!

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